Student Loans
Federal vs. Private: The Strategy Guide
IDR, PSLF, private loan settlement, and hardship programs explained.
Read GuideStudent Loan Debt
Federal and private student loans require completely different strategies. Federal loans have income-driven repayment and forgiveness. Private loans are negotiable like credit card debt. Start by knowing which you have.
The Complete Guide
Settlement
Private Loan Settlement Amounts
Realistic settlement percentages for private student loans by delinquency status.
Read GuideStrategy
Settlement vs. Consolidation vs. Bankruptcy
Is settlement or bankruptcy the better option for your situation?
Read GuideFree Resources
Templates
Student Loan Hardship Letters
Template #3 is for private student loan hardship and forbearance requests.
Get Free TemplatesSoL
Check Private Loan SoL
Private loans have a statute of limitations. Federal loans do not.
Check SoLFDCPA
Collector Rights (Private Loans in Collections)
Private student loans in collections are covered by FDCPA.
Read Guide